Flood Insurance

We offer free, comparative quotes on flood insurance from multiple carriers so you can get the best possible rate.

Dog in Water
Flooded Floors

Do you know that your homeowners insurance does not cover flood damage?  Insurance against flood must be obtained separately.  The Federal Emergency Management Agency’s (FEMA) maps are important when it comes to flood insurance because if they show that you home sits in a 100-year flood plain, you must buy federal flood insurance in order to get a mortgage.  If you live outside a high-risk zone, or if you no longer have a mortgage, flood insurance is optional.

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The above is meant as general information and as general policy descriptions to help you understand the different types of coverages.  These descriptions do not refer to any specific policy of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any policies of insurance.  We encourage you to speak to your insurance agent and to read your policy contract to fully understand your coverages.